Help Wanted: From Retirement to Work
Learn the pluses and minuses of returning to the workforce and how to land that job or cut your expenses for a more comfortable retirement.
By Cameron Huddleston, Contributing Editor, Kiplinger.com
October 23, 2003
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Shrinking nest eggs and rising health care costs are forcing more and more retirees to re-enter the job market and prompting many workers to stay on the job longer. Others simply want to continue working to keep their skills, and minds, sharp.
A leisurely retirement starting at 65 or sooner is no longer the norm. Many older Americans believe they will continue working into their 70s. But working "in retirement" can impact social security benefits, pension benefits and insurance coverage. In the stories below, we'll show you the pluses and minuses of returning to the workforce, explain some of the implications behind the decision, and show you how to land that job or cut your expenses for a more comfortable retirement.
The Pros and Cons of Working Longer
Whether you need money, want to stay mentally active or enjoy the social interaction of the workplace, here are some of the issues to consider when deciding to work past 65. MORE...
Early Retirees Face Health Care Gap
If you retiree too soon you could find yourself in need of affordable health coverage. Here are ways to bridge the gap. MORE...
Uncle Sam Giveth, and Taketh Away
Returning to work after an early retirement may mean a smaller social security check, while staying on the job longer will net you more. Plus, the rules for taxing your benefits. MORE...
Land the Job You Want
The competition for jobs is fierce, but retirees can find employment if they know where to look and follow these simple job-search tips. MORE...
Other Ways to Increase Cash Flow
Retirees who need money but don't want to work do have other cash-generating options. Here are a few ways to increase your cash flow without returning to the daily grind. MORE...
Pros and Cons of Working in Retirement
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