They carry variable rates, offer little relief for borrowers who have trouble repaying and let students borrow up to the cost of attendance, making it easy for them to get in over their heads.

And you don't have to be an all-star athlete, a musical prodigy or even an A student to get a scholarship. Many are awarded based on need, lifestyle or special interests.

The economic-stimulus plan temporarily expands the rules so you can use funds from a college-savings account to pay for more expenses.

If you need to pay college bills this year, you can make some key moves to help stretch your money and maximize your tax breaks.

Applying for financial aid can seem as daunting as taking college-entrance exams. Whether you're a parent or a college-bound student, our quiz will help you understand the process better.

Veterans and active-duty military members who have served since September 11, 2001, can now take advantage of expanded education benefits.

When the going gets tough, the tough get going -- to graduate school, that is. But before you commit to a pricey program, check out grants, fellowships and loans.

Shrinking investment values and loan availability are forcing families to pay attention to the economics of attending college. And that's a good thing.

This quick guide provides the basics of college loan programs.

Start by filling out the FAFSA, the form you need to apply for federal student loans.

You can lower the tuition bill by seeking need-based and merit-based aid for your child.