Retirement Savings Tips for New Grads

Start saving for your future early and give yourself more time to become rich.

The Rules for Making IRA, 401(k) Catch-up Contributions

You can stash more in your retirement accounts starting the year you turn 50.

Rolling Over a 401(k)

If your income will drop after you retire, then waiting to convert to a Roth IRA could reduce the tax bite.

New Rules Will Clarify 401(k) Fees

Forthcoming reforms from the Employee Benefits Security Administation should help employees make better-informed 401(k) choices.

A New Life for Pension Plans

Bucking the 401(k) trend, one union moves to a new type of defined-benefit plan in which employers and employees share the risk.

Planning Your Retirement Tax Strategy

Taxes don’t stop when your paycheck does. In fact, tapping your retirement nest egg comes with all sorts or new rules -- and opportunities.

Know Your Target-Date Fund's Retirement Strategy

Avoid a nasty surprise by knowing your retirement fund’s strategy.

5 Costly Retirement Surprises

The reality of retirement may have a few shocks in store for you.

Investing in a Target-Date Fund

Young savers can benefit from holding a target-date fund in a retirement portfolio -- as long as they understand the risks.

Borrowing from a 401(k) to Make a Down Payment

Make sure you understand the rules and risks before tapping your retirement savings to pay for a home.

On the Home Stretch to Your Retirement

If you are facing a large gap in your savings, these steps can help keep your retirement plans on track.

Easy Ways to Calculate Required Minimum Distributions

Retirees are required to take required minimum distributions from IRAs and 401(k)s after age 70½. Follow these guidelines to make sure you withdraw the right amount.

Trim Taxes by Boosting Retirement Savings

Max out your contributions while you can and prepare to save a bit more next year.

Prepare for the Retirement Tax Bite

When the time comes to tap your tax-deferred retirement accounts, Uncle Sam will be waiting for his share.

Protect Your Nest Egg From a Deluge of Fees

Save money by ferreting out the pesky fees that are nibbling at your nest egg.

Guide to Open Enrollment, 2012

Customize your selections to save money and maximize coverage.

Use a 401(k) to Pay Off Debt?

Think long and hard before you tap long-term retirement savings to pay off a short-term debt.

Best Retirement Plans for the Self-Employed

A SEP and a solo 401(k) are two good options for freelancers and people who operate a sideline business.

5 Steps to a Secure Retirement

It’s time to size up your plan. You may be in better shape than you think.

The Cons of Borrowing From Your 401(k)

Tapping your retirement savings to pay off debt usually isn't a good idea.

Focus on Monthly Income When Saving for Retirement

Instead of honing in on a total amount to save for retirement, workers should start considering how much monthly income their savings will generate.

Build a Nest Egg When You Work for Yourself

The self-employed have several options when it comes to making tax-deferred contributions for retirement.

When You Build a Portfolio, Less Is More

We tend to make the best investing choices when we're given fewer options.

Financial Planning for the Middle Class

Where the middle-income crowd can get help they can afford.

How to Select a Financial Adviser

Amend Your Tax Return

Generally, you have up to three years after the date you filed your original return to get a refund.

What to Do With Old 401(k) Accounts

Here's how to handle your retirement money when you leave a job behind.

Brightscope: Mike and Ryan Alfred

The Future of Personal Finance

As the U.S. population ages and globalization creates more competition for money-management services, information technology will get smarter, too. But can tech help hedge your risks in investing and retirement planning?

New Strategies to Lock In Steady Income for Life

Convert decades of savings into regular monthly checks with annuities and longevity insurance.

Tax-Smart Ways to Tap Your Nest Egg

Knowing which accounts to raid first can stretch your savings.

Save Money on Practically Everything, 2011: Investing and Financial Planning

Mandatory 401(k)s? Join the Debate With Our Readers

401(k)s for Everyone

Absent a mandatory 401(k), those who don't plan for their retirement will surely be a burden on others.

Give Your Finances a Tune-Up With Our Money Dashboard

The New Realities of Retirement

It's time to rethink your image of retirement. Whether you're years or decades away, you can make the new reality work for you.

RIP for Retirement?

More retirees today get income from 401(k)s than they ever did from traditional pensions.

The Boss Should Bring Back the 401(k) Match

This is the time for employers to reinstate or raise their matching contributions.

Did You Leave Your 401(k) With an Old Employer?

If you lost your job or retired, you'll probably be better off rolling your retirement stash into an individual retirement account than cashing it out or keeping it in your former company's plan.

Retirement Accounts for the Self-Employed

Lower your taxable income by contributing to a SEP IRA or solo 401(k).