Lower the Rate on All Your Loans

Cutting the interest rates on your credit card and auto loans could be as easy as asking.

Have It Your Way With This Credit Card

Barclaycard Ring MasterCard encourages cardholders to join an online community.

Great Advice From Around the Web

A weekly look at personal finance tips and insights others are offering.

Credit Cards You Can Count On Overseas

If you plan on traveling outside the U.S., consider getting a card with both a magnetic stripe and smart chip.

The Dangers of Credit Card-Linked Discount Offers

New loyalty programs being offered by card companies may look tempting, but there are drawbacks.

Best Rewards Credit Cards for Small Businesses

These cards can help business owners get cash back and discounts on supplies and services.

Why Your Credit-Card Debt Won't Die

We tend to pay off the card with the smallest balance first, regardless of the interest rate.

Introducing the Kip App

Available on the iPad, our new app is so cool I can hardly stand it, and I invite you to see for yourself.

The Fees and Shortcomings of Celebrity-Endorsed Prepaid Debit Cards

They may be trendy, but these cards carry fees and won't help you build credit.

6 Tips to Make the Most of Banking and Credit/Debt

How to beat bank fees, take advantage of credit card perks and pay off debt.

Get Free Credit and Debt Advice Today

Kiplinger's experts will answer your questions during a live chat.

How to Teach Kids to Handle Credit Cards

This four-step plan will help prepare your children to control their spending, pay bills on time and avoid fees.

Getting Your First Credit Card

Smart credit card usage can help build up your credit score and history, preparing you for bigger financial moves in the future.

Cosigning For Your Child's Credit Card Can Cost You

Your credit score and ability to get a new loan could suffer even if your child never misses a deadline.

The High Price of Cash Advances

Why You Shouldn't Cosign Your Child's Credit Card

Cosigning may help your child now, but it could damage your credit score irreparably in the long run.

Save Thousands in 15 Minutes or Less

You'll be surprised how much you can pocket in so little time.

Watch Out for Balance Transfer Cards

The interest rates on these cards can jump as high as 20.99% after the teaser rate expires.

Double Down on Credit Card Payments

Protect Your Nest Egg From a Deluge of Fees

Save money by ferreting out the pesky fees that are nibbling at your nest egg.

Where to Take Your Credit Complaint

The Consumer Financial Protection Bureau has opened a one-stop complaint center for all credit-card-related issues.

Use a 401(k) to Pay Off Debt?

Think long and hard before you tap long-term retirement savings to pay off a short-term debt.

What to Know About Balance-Transfer Offers

Here are five things to consider before switching credit cards to take advantage of a low rate.

Best Rewards Credit Cards, 2011

Which rewards cards are most rewarding? We found nine great deals.

Free Credit Score Catch

Lenders must reveal your credit score free if you are denied credit or charged a higher rate.

Use of Prepaid Swipe Cards on the Rise

Expect to see more prepaid cards, but watch out for fees.

4 Moves That Can Lower Your Credit Score

You may be damaging your score without knowing it.

Tougher Rules to Qualify for a Credit Card

It’s tougher to use your spouse’s income to get a credit card.

For Bank Card Shopping, Chip Beats Strip

More secure chip technology replaces the magnetic strip.

When Spending Can Be Worth More
Than Saving

A penny saved is a penny earned, but in these cases, a penny spent is a whole lot earned.

By Justine Rivero, credit advisor, CreditKarma.com

7 Little-Known Credit Card Perks

Points and cash back are only a fraction of the things your card can do for you.

Fly for Less With Low-Cost Cards

Rewards credit cards can help you save money when you travel.

How to File Complaints About Your Bank or Credit-Card Company

The new consumer protection agency will start helping soon, but here's where you can turn to for help now.

Don't Waste Your Money: The Hype Got in the Way

You had good intentions.

Consumers Cozy Up to Currency

More people favor cash and pay-as-you-go debit cards.

Head Off ID Theft

Identity thieves can take a long time to pounce, so review your credit reports periodically.

Get 0% on Credit-Card Transfers

What You Need to Know About Pay-As-You-Go Plastic

Slam on the brakes with a card that won't let you run up a balance.

Win Rewards for Paying Off Debt

Believe it or not, these cards help whittle your balance.

Give Your Finances a Tune-Up With Our Money Dashboard