Storm Insurance

How to prepare your home and finances from summer storms.

Retirement Savings Tips for New Grads

Start saving for your future early and give yourself more time to become rich.

The Rules for Making IRA, 401(k) Catch-up Contributions

You can stash more in your retirement accounts starting the year you turn 50.

Rolling Over a 401(k)

If your income will drop after you retire, then waiting to convert to a Roth IRA could reduce the tax bite.

Build Your Financial Dream Team

When it’s time to consult the pros about your money, be sure you get major-league advice.

Roth IRA Withdrawal Rules

Here's what you need to know if you want to take money out of your account before retirement.

Insurance to Cover Old Old Age

Longevity insurance will provide you income in your much-later years for a smaller cost now.

8 Reasons You Need a Roth IRA Now

This celebrated investment vehicle should be a part of every smart young person's retirement plan.

New Rules Will Clarify 401(k) Fees

Forthcoming reforms from the Employee Benefits Security Administation should help employees make better-informed 401(k) choices.

Great Advice From Around the Web

A weekly look at personal finance tips and insights others are offering.

Strategies for Moving 401(k) Money to a Roth IRA

Start by rolling your account over to a traditional IRA then figure out how to minimize your tax bill when converting to a Roth.

How Roth IRAs Affect Financial-Aid Eligibility

The money isn't considered an asset, even if it's in your child's name.

Cosigning For Your Child's Credit Card Can Cost You

Your credit score and ability to get a new loan could suffer even if your child never misses a deadline.

5 Costly Retirement Surprises

The reality of retirement may have a few shocks in store for you.

Investing in a Target-Date Fund

Young savers can benefit from holding a target-date fund in a retirement portfolio -- as long as they understand the risks.

Borrowing from a 401(k) to Make a Down Payment

Make sure you understand the rules and risks before tapping your retirement savings to pay for a home.

Stocks Are an Investment in Your Child's Future

If your child won't need the money for 15 years, stocks are the best choice to produce solid returns.

Easy Ways to Calculate Required Minimum Distributions

Retirees are required to take required minimum distributions from IRAs and 401(k)s after age 70½. Follow these guidelines to make sure you withdraw the right amount.

Making Roth IRA Contributions in Retirement

Without earned income, you can't contribute to a Roth IRA – but a working spouse still can.

Why You Need a Roth IRA

With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.

Open Low-Minimum Roth IRAs for Kids

These three firms make it easy for kids to start small Roths.

Deadline Nears for Mandatory IRA Distributions

But you can direct up to $100,000 of your annual distribution to charity.

Tap IRAs Penalty-Free

You can take money from a traditional IRA penalty-free at any age if you follow certain rules.

Prepare for the Retirement Tax Bite

When the time comes to tap your tax-deferred retirement accounts, Uncle Sam will be waiting for his share.

Guide to Open Enrollment, 2012

Customize your selections to save money and maximize coverage.

5 Ways for the Sandwich Generation to Help Their Kids

Convert to a Roth IRA in Retirement?

You'll have to pay tax on the conversion, but all the money you withdraw comes out tax-free.

After the Storms

Homeowners in parts of the Southeast will likely see the largest increases in insurance rates.

How to Fix Social Security

Slaughtering sacred cows is essential to stabilize this cornerstone of retirement.

Maximize an Inherited IRA

Beneficiaries can lose big tax advantages if they do not take the proper steps after inheriting an IRA.

Financial Planning for the Middle Class

Where the middle-income crowd can get help they can afford.

How to Select a Financial Adviser

Innovations that are Transforming Your Financial Life

Breakthroughs that are helping us save, spend, invest, and retire smarter.

Handling the Tax Bill on a Roth Conversion

You may need to have more withheld from your paycheck or make larger estimated payments.

Skip TIPS for Now

Income investors should look at mortgage securities and corporate and emerging-markets bonds.

Build an Emergency Fund or Invest for Retirement?

Our reader has the enviable problem of saving so much he doesn't know what to do with it all. We help him prioritize.

Tax-Smart Ways to Tap Your Nest Egg

Knowing which accounts to raid first can stretch your savings.

The Feminine Edge

During the depths of the market crash, women were less likely than men to cut and run from stocks.

You'll Need to Save More

Use these benchmarks to gauge whether you're on track.

Give Your Finances a Tune-Up With Our Money Dashboard