Your Cash Flow For the Past Year

MONITOR YOUR CASHFLOW by comparing your Total Income and Total Expenditures. You can calculate these figures based on either the Total for Year or the Monthly Average. Select Total for Year or Monthly Average before filling in the values in the selected column, then press the Total Income and Total Expenditures buttons to calculate your values automatically. This will give you a quick look at how your income and spending match up, which is the first step towards getting them under control.

Income

Total for Year

Monthly Average

Take-home pay

Dividends, capital gains, interest

Bonuses

Other


Expenditures

Total for Year

Monthly Average

Mortgage or rent

Taxes not withheld from pay

Food

Utilities and fuel

Insurance premiums

Household maintenance

Auto (gas, oil, maintenance, etc.)

Other transportation (bus, parking)

Loan Payment

Credit card interest

Medical bills not covered by insurance

Clothing and care

Savings and investments

Charity

Recreation and entertainment

Miscellaneous


SUMMARY

Total income

Minus total expenditures

surplus or deficit (-)

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Turning Allowances Into Savings

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