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Credit & Money Management

Securing Retirement

We can always take a cue from the past and move in with our kids, but I hope we won't have to.

4 Money-Etiquette Questions Answered

Our etiquette experts guide you through four awkward money moments.

Cosigning For Your Child's Credit Card Can Cost You

Your credit score and ability to get a new loan could suffer even if your child never misses a deadline.

Why You Shouldn't Cosign Your Child's Credit Card

Cosigning may help your child now, but it could damage your credit score irreparably in the long run.

Can a Credit Score Kill a Job Offer?

No, but your credit report might, so be upfront about problems.

4 Online Tools to Fix Your Finances

Go online to budget, learn the basics, save money and ditch the paper.

Stocks Are an Investment in Your Child's Future

If your child won't need the money for 15 years, stocks are the best choice to produce solid returns.

Beware Auto-Enrollment in Overdraft Protection

Keep tabs on your balance, or you could be forced to pay hefty fees.

Escape the Debt Trap

If your loans are holding you back—or you simply want to chip away at what you owe—try these strategies.

Proactive Strategies for Coping With Economic Chaos

Our goal here at Kiplinger's is to help you take control of your finances in a turbulent world.

Girl Scouts Earning Badges for Personal-Finance Skills

New badges, inspired by state of economy, promote financial literacy.

6 Strategies to Save More This Year

These tips will help you get started with saving, no matter your income.

Our Starting Out Kiplinger Creed for 2012

Get ready for a fresh look at personal finance from fresh faces this New Year.

How to Break Up With Your Bank

Five steps to help you leave your current bank and start over somewhere else

Watch Out for Balance Transfer Cards

The interest rates on these cards can jump as high as 20.99% after the teaser rate expires.

Where to Score the Best Interest Rates on Your Savings

You can earn up to 2% and still sleep tight. Willing to take a risk? You could snag 4%.

The Most Frequently Asked Personal-Finance Questions of 2011

Kim Lankford rounds up her advice on identity theft, credit scores, and other topics that readers needed help with in 2011.

Get Cash for Unwanted Gift Cards

Expect to get top dollar if you sell your cards on Gift Card Exchange Day.

Balance-Transfer Cards Can Save Thousands

Lowering your credit card interest rate and boosting your monthly payments can shave thousands of dollars off your bills and eliminate months of repayments.

Using Balance-Transfer Cards to Pay Holiday Bills

Interest-free balance-transfer offers are back and better than ever -- if you weigh your options first.

4 Ways to Get Lost Money from Government Agencies

The IRS is returning more than $150 million in undelivered tax refund checks. Here's how you can cash in.

6 Things You Need to Know About Holiday Tipping

How much to give the people who help you all year -- and when to do it.

Great Advice From Around the Web

A weekly look at personal finance tips and insights others are offering.

The Cons of Retail Credit Cards

Here's why you shouldn't open a store credit card just to get a discount on your holiday purchases.

Protect Your Nest Egg From a Deluge of Fees

Save money by ferreting out the pesky fees that are nibbling at your nest egg.

Great Advice From Around the Web

A weekly look at personal finance tips and insights others are offering.

Ready to Leave Your Big Bank?

Credit unions across the nation are extending hours and staffing Saturday for Bank Transfer Day.

Debit-Card Fees: Here Yesterday, Gone Today

Five large banks, including Bank of America, have decided not to charge debit users extra each month.

Smart Ways to Sell Your Gold

Web sites often low-ball the price or fail to return jewelry. Here’s how to get a good deal.

Where to Take Your Credit Complaint

The Consumer Financial Protection Bureau has opened a one-stop complaint center for all credit-card-related issues.

The Risks in Your Digital Wallet

In case of fraud, your legal protections may be limited.

Use a 401(k) to Pay Off Debt?

Think long and hard before you tap long-term retirement savings to pay off a short-term debt.

6 Things You Need to Know About Giving to Charity

High-tech options make it easy to donate instantly. But do you know where your money is going?

Quick Fixes for Your Financial Tasks

You can tackle plenty of money matters in just a few minutes. Here's how.

Great Advice From Around the Web

A weekly look at personal finance tips and insights others are offering.

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Upsides to a Down Economy

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