Credit & Money Management

Money Funds Get a Makeover

But a new "safety premium" comes at a cost: lower yields.

Credit vs Debit

How to Earn More on Your Savings

It pays to pay attention because banks are tweaking rates all the time.

Battle Royal: Credit vs. Debit

Which card to use? A combination of both is the best one-two punch.

New Credit Rules: A Mixed Blessing

You'll see more disclosures on your bill but have a tougher time getting a store credit card.

Debtors Beware

Debt-settlement agencies that promist relied can assto woes.

Step Up to the Plate and Manage Your Own Money

No one is a more reliable steward of your money than you are.

Credit-Score Roulette

Kimberly Lankford weighs the pros and cons of closing dormant credit-card accounts and taking a refund-anticipation loan.

Get the Best, Spend Less

You can't go wrong with our picks, no matter how much you want to spend.

How to Save Big

Looking for ways to keep more cash? Here are more than 100.

Financial Spring Cleaning

Time to get rid of the clutter and possibly make -- or save -- money while doing so.

Best Ways Consumers Can Protect Themselves

From lodging a complaint to avoiding scams, here's what you need to know.

5 Smart Uses for Your Tax Refund

Use the influx of cash to improve your financial situation.

How to Get More Cash

If your unemployment benefits have ended or you just need a little extra money, follow these six tips.

10 Great Movie Rentals That Will Pay You Back

Here are some timeless classics from which we all can learn valuable personal-finance lessons

Use 'em or Lose 'em

Gift cards are friendlier, as long as you remember to spend them.

How to Kick Holiday Debt

To pay down your plastic, stay focused -- and use these tips to make the task easier.

Air-Miles Cards for International Travel

Rack up points for overseas flights with these credit-card deals.

Where to Find Free Money

State treasuries are holding nearly $33 billion in unclaimed assets. Some of it could be yours.

Solutions to Real-Life Money Challenges

You have questions. We have answers.

Save Money on Practically Everything, 2010

Save thousands with our easy tips to trim expenses on food, utilities, travel, entertainment, investing and more.

Save Money on Debt & Banking

We show you how to lower your monthly payments, cut banking costs and keep more of your money.

7 Sneaky Savings Strategies for
Generation Y

Try these tricks to build a better financial future.

Is Your Bank Safe?

Bank failures are at their highest level in more than 15 years. How is yours doing?

Ask the Editors: Real-Life Money Management Questions and Guidance

Kiplinger editors provide answers to readers' real-life questions about credit scores, banking fees, savings rates, and much more.

Close a Credit-Card Account to Avoid Fees?

You might have to pay if you don't use your card, but you could hurt your credit score if you close the account.

More on Showing ID When Paying With a Card

Here's why you should think twice about handing over identification when paying with a credit card -- and what to do if the merchant won't accept your card if you refuse to show ID.

Ask the Editors: Real-Life Personal Finance Questions and Guidance

We have answers to all your money-management questions.

10 Ways to Trick Yourself Into Saving

Follow these tips to spend less and pocket the money you save.

Showing ID When Paying With a Card

Do you have to hand over your driver's license when a merchant asks?

5 Sites That Help You Save Money

Lower your insurance rates, get service providers to compete for your business, find free stuff and more.

More Credit-Card Fees Coming

Be on the lookout for these changes when you get your statement.

Money Lessons from Celebrated U.S. Presidents

Give your wallet a rest on Presidents Day weekend, and, instead, adopt just one new money-management discipline among those championed in these famous quotes from our nation�s celebrated leaders.