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YOUR RETIREMENT

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PLAN, SAVE & MAKE YOUR MONEY LAST

From
Turn your portfolio into an income stream with these withdrawal strategies.
 
From
Get a Hip Replaced and See the World
A growing number of seniors are traveling abroad for cheaper medical procedures.
 
RETIREMENT PLANNING
Retiree Tax Heaven (and Hell)
Where you live can have a huge impact on your tax bill in ways that may surprise you.
 
YOUR MONEY
How to Inflation-Proof Your Portfolio
Find your target return, to stay ahead of the rising cost of living.
 
From
Hiring a Caregiver Can Be Taxing
When you hire a care provider, you take on the role of employer -- taxes, insurance and all.
 
From
Take Steps to Guard Against Identity Theft
Protect your financial, medical and other personal information from scamsters.
 
ARCHIVES
Two little-known techniques can help stretch your benefits, especially if you're married.
You'll need to consider many factors when determining the age to start benefits.
Here are your options for accessing your 401(k) or IRA money once you retire.
Retirees have many choices, but not one of them offers the perfect solution.
New policies promise a big payoff -- if you live long enough to collect.
Watch for Congress to reinstate this break soon: Giving your IRA distribution to charity could allow you to skip the income tax.
Retirees are being lured by Ponzi schemes, unsuitable annuities and over-hyped investment returns.
Couples can maximize benefits if the wife collects early and the husband delays.
If you turn 62 this year, you're eligible to start your checks. But you might be better off waiting.
Our favorite sources to plan for retirement and the best places to stash your money for the big day.
CD/MMA
Mortgage
 
Kiplinger's Personal Finance magazine is the most trust-worthy source of information available today on savings and investments, taxes, money management, home-ownership and many other personal finance topics.
KF
Kipinger's Retirement Report
KIPLINGER'S MONEY POLL
The S&P 500, at around 1250, is down 15% so far this year. Where do you see this key stock market index at year end?
1300 or higher
About where it is now
1200 or lower
Not sure
       View Results!
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